Physical Therapy with No Insurance
When you get hurt in an accident, you may worry about if you can go to physical therapy without insurance. Fortunately, you may still be able to get PT treatment even if you don’t have insurance or a policy that covers it. Some of your options include a Direct Access Program, discounted cash pricing, and guided at-home services. Talk to a licensed physical therapist to learn more about what you need and what your payment options are.
The team at Lyons Physical Therapy believes that cost and red tape—like insurance—don’t have to be a barrier to patients getting the help they need. Our physical therapists for personal injury victims in Las Vegas work with patients to find a payment structure that fits their budget while also allowing them to access needed services.
How Can I Still Receive PT Without Insurance?
There’s still a way for you to access physical therapy services after a car accident or other mishap if you don’t have insurance or don’t think your policy will cover what you need. One option that might be available to you includes the direct access program, which allows you to work directly with the physical therapist rather than having to get referrals.
Additionally, you may qualify for discounted cash rate pricing or guided and at-home physical therapy services. Not only can these options cost you less money, but they can also save you time because you don’t have to wait around for your insurance to approve or authorize the services.
Direct Access Program
One way to get physical therapy without insurance is through a Direct Access Program. Under this structure, you sign up for PT services directly without having to get a referral from a doctor. You may not have to go through your insurance provider; you can go to the physical therapist first.
Through this program, you may access a set amount of sessions each month based on the package provided by the healthcare center. For example, you might get eight 30-minute sessions per month. The provider may ask that you sign up for a specific length of time—like 12 months.
Discounted Cash Rate Pricing
Another option for accessing physical therapy without going through insurance is discounted cash rate pricing. This payment structure allows patients to sign up and pay for PT services directly at a reduced cost than what the facility would typically charge. They may have sliding scale pricing based on financial need. Or the provider may have predetermined, out-of-pocket prices for specific treatments.
Guided and At-Home Physical Therapy Services
Guided, at-home physical therapy is another way to reduce treatment costs when you don’t have insurance. You have the benefit of working directly with the physical therapist at a time, location, and pace that works for your schedule and budget. The PT can also recommend at-home exercises for you to do. Taking this route allows you to reap the benefits of PT services without overwhelming your budget. Guided, at-home PT services are also helpful for those who would benefit from intermittent or as-needed sessions.
Lyons Physical Therapy Provides Flexible Payment Options
If you’ve been in a car crash, slip and fall accident, or sustained harm in other ways, the last thing you want to do is worry about insurance. You may be able to get the healthcare services you need without having to file a claim with your insurer or even having a policy at all.
The experienced outpatient physical therapists at Lyons Physical Therapy provide flexible payment options to increase the availability of treatment to patients. We specialize in helping victims of personal injury accidents recover after someone else’s mistakes or misdeeds harm them. Dr. Will Perry has years of valuable experience in the PT space and has spent considerable time working with NFL players and extreme sports professional athletes. Get in touch with our team today by calling 702-476-0222 to set up a time to talk to a physical therapist in Nevada about your healthcare needs and budget.